ABSTRACT

This study assesses the effectiveness of the usages of mobile phones-based innovation in the e-wallet programme-powered by the Growth Enhancement Support Scheme which was designed by the Nigeria Government to facilitate and improve farmers’ prompt access to agricultural information and input services using Abia state as a case study. One hundred and forty farmers were randomly selected in this study. Majority of the respondents were 55.3% male with farming experience of at least 15-20 years. Benefits of the program included quick accessibility of improved and subsidized inputs, increased production. The shortcomings of the program, however, include low level of awareness, telephony network failure, low density coverage of agro-dealers and supply of fertilizer and other agricultural inputs. To enhance farmers’ productive capacity, the study recommends a e-wallet awareness campaign, improvement of rural telephony networking for improved interconnectivity and the scaling up of the quantity of input supply by government to accelerate and increase the production capacity of the farmers.

TABLE OF CONTENT

Content page

Title page i

Declaration ii

Certification iii

Dedication iv

Acknowledgement v

Table of content vi

List of Tables vii

Abstract viii

CHAPTER ONE 

INTRODUCTION

1.1 background of the study 1

1.2 statement of problem 7

1.3 objectives of the study 8

1.4 Research questions 9

1.5 Research hypothesis 9

1.6 Significance of the study 10

1.7 Scope of the study 10

1.8 Limitations of the study 11

1.9 Definition of terms 11

CHAPETR TWO

LITERATURE NREVIEW

2.1 Concept of adoption 13

2.2 Farmers behavior towards the agricultural technology adoption 14

2.3 Technology in agriculture 16

2.4 Role of ICT in agricultural sector 17-19

2.5 Barriers/limiting factors to the use of agricultural technology 20

2.6 E-wallet and its effectiveness 20-22

2.7 GESS 22

2.8 Challenges of e-wallet 23-24

CHAPTER THREE

RESEARCH METHODOLOGY

3.1 Research design 25

3.2 Area of study 25-26

3.3 Sampling procedure 26-27

3.4 Sources of data 27

3.5 Method of Data Analysis 28  

CHAPTER FOUR

RESULT AND DISCUSSION 29

CHAPTER FIVE

CONCLUSION AND RECOOMENDATION

5.1 Conclusion 52

5.2 Recommendation 53

      Reference 54