ABSTRACT

 This paper examined the effect of Information Technology on the Performance of Banks, A study of Diamond Bank PLC Ahia State. The objectives were lo: describe the socioeconomic characteristics of the employees in the Diamond Bank Nigeria Pie in Abia State, ascertain the effect of information technology on the performance of Diamond Bank Nigeria Pie in Abia State, find out the effect of information- technology on the efficiency of the· Diamond Bank employees, identify factors mitigating the adoption of information technology in Diamond Bank Pie. Primary and secondary sources were used. The use of questionnaire was employed to gather necessary and relevant data from the respondents. The methods were used in order to minimize the problems associated with data collection and to ensure that the results are visible and bias free as expected. The data was analyzed using inferential and descriptive statistics. The descriptive statistics involves frequency table, liker/ scale while the hypotheses were tested using Analysis of Variance (ANOVA). The results of the findings show the f- statistics of there Is effect. of 61.7% (f=74),of the respondents are male, while 38.3% (f=46) are female. 46.6% .(f=56) of the respondents are between 21-30 years, 40.8% (f=49) are between the ages,.of 3,1-40 y~ar.s, 10.8_% (/=13) r;i_,:e.between the ages of 41-50 years, while 1.8% (f=2) ' . . . . -·· ' are between 51-60 years, 51.6% (f=62) are single, 44.2% (f=53) are married, 2.5 % (f=03).. 5.8% (f=07) attended secondary education, 55.8% (f=67) are diploma holders from various polytechnics, while 38.4% (f=46) are graduates from various universities, A( P>0.01 level of significance, Information Technology have a strong positive effects on the performance of Diamond Bank Nigeria Pie in Abia State with correlation coefficient of (r = 0.995), At P>0.01 level of significance, Information Technology have a strong positive effects on !,he ej]lcie._ncy. of the Diamond Bank employees in Abia State with . . . . .· .. . . ., . . ' . corr.elation coefjicie_,:,t of(~. =;". . .0-?, 17), Lack of Infrastructure with the mean score of (x = 3.9),. Cost/Lack of Maintenance with the mean score of (x = 3.8), and Inadequate Funding with the..1~e.an sc_ore_ of (x = . .3: 6), are the major factors mitigating the adoption of Information , ' • • • • • J ' Technology,in Diamond Bank Nigeria Plc, Abia State