ABSTRACT

This study focuses on the impact of merger and acquisition in the performance of commercial banks in Nigeria during the post-consolidation period. The purpose of the study is to investigate the impact of merger and acquisition in the performance of Access Bank plc and Fidelity Bank plc so as to ascertain if the strategy has improved their performance in terms of profit maximization, propelling economic development through provision of adequate resources for investment purposes and elimination of bank distress in the Nigerian banking sector. Also, it examined the reasons for merger and acquisition failure such as culture clash, too high premiums, poor business fit etc. In canying out this research the required data were obtained through primary and secondary data sources. While the primary data was sourced through the questionnaires distributed to 100 staff of various categories in Access bank plc and Fidelity Bank plc, the secondary data was sourced through desktop research, textbooks and other published and unpublished works. The research work was structured into five chapters. Chapter one introduced the work, stated the problem of the research work, propounded some hypothesis, stated the purpose of the study, its significance, scope and limitation of this woke. The chapter two of this work is the literature review i.e. reviewing what other erudite scholars have written concerning the topic in focus. The purpose for this is to give support to my claims or findings in this research work. Chapter three focused on the methodology of the research work. It gave insight on how data for this work was collected, presented and analyzed using simple percentages bar chart and the chi-square statistic(X2). In Chapter four, data was presented, analyzed and interpreted, using chi-square, percentages, bar chart and tables. Finally, the totality of this work was rounded-up in chapter five. Here, the work was summarized, concluded and recommendation offered based on the findings of chapter.