Empirical Analysis of the Determinants on Deposit Mobilization of Commercial Banks in Nigeria:- Nweke, Emmanuel C
ABSTRACT
The study empirically analyzed the determinants
of deposit mobilization in Nigeria from 1995 to 2017. The determinants
ofdeposit mobilization considered in the study was money supply, interest rale
and number of bank branches in Nigeria. The data collected was analyzed using
multiple regression analysis. Based on the results, it was found that money
supply had a positive and significant effect on deposit mobilization, while
interest rate number of commercial banks branches were negative but
insignificant. It was recommended among other things that banks have to also
search for other alternative fund sources such as sale of their shares, bonds
and loan securitization and sales during the severe liquidityproblems.
Inter-bank lending could be other sources ifthe market warrants.
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MICHAEL, U (2026). Empirical Analysis of the Determinants on Deposit Mobilization of Commercial Banks in Nigeria:- Nweke, Emmanuel C. Repository.mouau.edu.ng: Retrieved Apr 21, 2026, from https://repository.mouau.edu.ng/work/view/empirical-analysis-of-the-determinants-on-deposit-mobilization-of-commercial-banks-in-nigeria-nweke-emmanuel-c-7-2
UNIVERSITY, MICHAEL. "Empirical Analysis of the Determinants on Deposit Mobilization of Commercial Banks in Nigeria:- Nweke, Emmanuel C" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 21 Apr. 2026, https://repository.mouau.edu.ng/work/view/empirical-analysis-of-the-determinants-on-deposit-mobilization-of-commercial-banks-in-nigeria-nweke-emmanuel-c-7-2. Accessed 21 Apr. 2026.
UNIVERSITY, MICHAEL. "Empirical Analysis of the Determinants on Deposit Mobilization of Commercial Banks in Nigeria:- Nweke, Emmanuel C". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 21 Apr. 2026. Web. 21 Apr. 2026. < https://repository.mouau.edu.ng/work/view/empirical-analysis-of-the-determinants-on-deposit-mobilization-of-commercial-banks-in-nigeria-nweke-emmanuel-c-7-2 >.
UNIVERSITY, MICHAEL. "Empirical Analysis of the Determinants on Deposit Mobilization of Commercial Banks in Nigeria:- Nweke, Emmanuel C" Repository.mouau.edu.ng (2026). Accessed 21 Apr. 2026. https://repository.mouau.edu.ng/work/view/empirical-analysis-of-the-determinants-on-deposit-mobilization-of-commercial-banks-in-nigeria-nweke-emmanuel-c-7-2