The Effect Of Electronic Banking Services On Bank Profitability In Nigeria (The Study Of Selected Banks)
ABSTRACT
Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today have electronics systems to handle their daily voluminous task of information retrieval, storage and processing. The purpose of this research is to examine the contribution of electronic banking services to bank profitability in Nigeria. The descriptive research design was employed in this research. The annual report and account of the banks was used for the period of study, 10 years from 2008 to 2017. Data analysis was done using ordinary least square multiple regression method. Multiple regression models were employed. The research shows that adoption of electronic banking strategies has a positive effect on banks' profits. The study concludes that electronic banking has contributed positively to the profitability of banks in Nigeria. It is recommended among other things that commercial banks should increase their efforts towards adoption of electronic banking to automate their service delivery to customers. This follows the positive effect that electronic banking usage has on the profitability of Nigeria 's banks.
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VINCENT, P (2021). The Effect Of Electronic Banking Services On Bank Profitability In Nigeria (The Study Of Selected Banks). Repository.mouau.edu.ng: Retrieved Dec 23, 2024, from https://repository.mouau.edu.ng/work/view/the-effect-of-electronic-banking-services-on-bank-profitability-in-nigeria-the-study-of-selected-banks-7-2
PEACE, VINCENT. "The Effect Of Electronic Banking Services On Bank Profitability In Nigeria (The Study Of Selected Banks)" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 22 Jun. 2021, https://repository.mouau.edu.ng/work/view/the-effect-of-electronic-banking-services-on-bank-profitability-in-nigeria-the-study-of-selected-banks-7-2. Accessed 23 Dec. 2024.
PEACE, VINCENT. "The Effect Of Electronic Banking Services On Bank Profitability In Nigeria (The Study Of Selected Banks)". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 22 Jun. 2021. Web. 23 Dec. 2024. < https://repository.mouau.edu.ng/work/view/the-effect-of-electronic-banking-services-on-bank-profitability-in-nigeria-the-study-of-selected-banks-7-2 >.
PEACE, VINCENT. "The Effect Of Electronic Banking Services On Bank Profitability In Nigeria (The Study Of Selected Banks)" Repository.mouau.edu.ng (2021). Accessed 23 Dec. 2024. https://repository.mouau.edu.ng/work/view/the-effect-of-electronic-banking-services-on-bank-profitability-in-nigeria-the-study-of-selected-banks-7-2