Effects Of Bank Capital Structure On The Deposit Money Bank (A Study Of First Bank Nigeria Plc, Union Bank Plc And United Bank For Africa Plc)
ABSTRACT
This research was conducted for the purpose of
ascertaining the Effect of Bank Capital Structure on Deposit Money Bank in
Nigeria with a study of First Bank of Nigeria, Plc; United Bank for Africa, Plc
and Union Bank of Nigeria, Plc. Hence, the researcher applied two stage least
square and I simultaneous model to carryout test of hypotheses and analysis
data. • Three hypotheses were formulated and statistical tool was used to test
them based on the results of the tests, finding were made amongst which are
that capital level affects the profit of a bank. it is obvious from I
observation that the bank profit will increase; if the bank has more i capital
to carryout its operations. Also, a high profit level enable and make it easier
for banks to maintain the level of capital and meet I requirements. Banks with
a high level of return on asset (ROA), that is, * All banks with or without
effective and efficient performance do respond I to regulatory, either by
increasing or reducing risk. Increase in capital I level causes increase in
risk level. That is a high capital level tends to attract more risk. Banks with
high level of capital indulge more in risky I business than banks with lower
level of capital. And the objectives of this I study are to ascertain the
relationship between bank capital and bank risk. To provide solutions to
identify problems of capital inadequacy on I short run basis, as preventive
measures for the long - run effect of capital inadequacy. To reduce bank
failures and promote banking I stability. To ensure efficiency security and
responsiveness of banks to meet the need of bank customers.
0.0
EME, C (2021). Effects Of Bank Capital Structure On The Deposit Money Bank (A Study Of First Bank Nigeria Plc, Union Bank Plc And United Bank For Africa Plc) . Repository.mouau.edu.ng: Retrieved Dec 23, 2024, from https://repository.mouau.edu.ng/work/view/effects-of-bank-capital-structure-on-the-deposit-money-bank-a-study-of-first-bank-nigeria-plc-union-bank-plc-and-united-bank-for-africa-plc-7-2
CHINENYE, EME. "Effects Of Bank Capital Structure On The Deposit Money Bank (A Study Of First Bank Nigeria Plc, Union Bank Plc And United Bank For Africa Plc) " Repository.mouau.edu.ng. Repository.mouau.edu.ng, 12 Jul. 2021, https://repository.mouau.edu.ng/work/view/effects-of-bank-capital-structure-on-the-deposit-money-bank-a-study-of-first-bank-nigeria-plc-union-bank-plc-and-united-bank-for-africa-plc-7-2. Accessed 23 Dec. 2024.
CHINENYE, EME. "Effects Of Bank Capital Structure On The Deposit Money Bank (A Study Of First Bank Nigeria Plc, Union Bank Plc And United Bank For Africa Plc) ". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 12 Jul. 2021. Web. 23 Dec. 2024. < https://repository.mouau.edu.ng/work/view/effects-of-bank-capital-structure-on-the-deposit-money-bank-a-study-of-first-bank-nigeria-plc-union-bank-plc-and-united-bank-for-africa-plc-7-2 >.
CHINENYE, EME. "Effects Of Bank Capital Structure On The Deposit Money Bank (A Study Of First Bank Nigeria Plc, Union Bank Plc And United Bank For Africa Plc) " Repository.mouau.edu.ng (2021). Accessed 23 Dec. 2024. https://repository.mouau.edu.ng/work/view/effects-of-bank-capital-structure-on-the-deposit-money-bank-a-study-of-first-bank-nigeria-plc-union-bank-plc-and-united-bank-for-africa-plc-7-2