“Effect of non performing loans on performance of commercial banks in Nigeria:- Nwogwugwu Attracta O
ABSTRACT
The study investigated effect of non
performing loans on the performance of commercial banks in Nigeria. The study
therefore adopted ex-post facto research design. Based on the research
conducted, it revealed that the non-performing loans has significant effect on
the profitability of commercial banks in Nigeria. Secondly, it also revealed
that the nonperforming loans has significant effect on the liquidity of
commercial banks in Nigeria. The study concludes that non-performing loans
reduces return on asset, leads to credit crunch, makes it difficult for bank's
performance among others. Based on this factors, I recommend that potential
borrowers should be critically assessed to ascertain their credit worthiness
before they are given loans. And finally, commercial banks should develop
credit procedure, policies and analytical capabilities for handling non
performing loans.
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NWOGWUGWU, O (2024). “Effect of non performing loans on performance of commercial banks in Nigeria:- Nwogwugwu Attracta O. Repository.mouau.edu.ng: Retrieved Nov 23, 2024, from https://repository.mouau.edu.ng/work/view/effect-of-non-performing-loans-on-performance-of-commercial-banks-in-nigeria-nwogwugwu-attracta-o-7-2
OLUCHI, NWOGWUGWU. "“Effect of non performing loans on performance of commercial banks in Nigeria:- Nwogwugwu Attracta O" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 02 Aug. 2024, https://repository.mouau.edu.ng/work/view/effect-of-non-performing-loans-on-performance-of-commercial-banks-in-nigeria-nwogwugwu-attracta-o-7-2. Accessed 23 Nov. 2024.
OLUCHI, NWOGWUGWU. "“Effect of non performing loans on performance of commercial banks in Nigeria:- Nwogwugwu Attracta O". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 02 Aug. 2024. Web. 23 Nov. 2024. < https://repository.mouau.edu.ng/work/view/effect-of-non-performing-loans-on-performance-of-commercial-banks-in-nigeria-nwogwugwu-attracta-o-7-2 >.
OLUCHI, NWOGWUGWU. "“Effect of non performing loans on performance of commercial banks in Nigeria:- Nwogwugwu Attracta O" Repository.mouau.edu.ng (2024). Accessed 23 Nov. 2024. https://repository.mouau.edu.ng/work/view/effect-of-non-performing-loans-on-performance-of-commercial-banks-in-nigeria-nwogwugwu-attracta-o-7-2