Effect Of Credit Risk Management On The Performance Of The Nigerian Banking Industry (A Case Study Of First Bank PLC 2002- 2012)
ABSTRACT
This study examines the “Effect ofCredit Risk Management on
the Performance of the Nigeria Banking Industry. (A Case Study of First Bank
PLC 2002-2012)”. Secondary data were collected, which includes Return on Assets
(profit), Non performing loans, Provision for loan loss, Total deposit, and
Classified loan. The data were mainly sourced from annual financial report of
First Bank Pic. The study employed ordinary least square method regression
techniques to analyze the data. The result shows that non-performing loans and
provision for loan loss were negatively related to profit while Total deposit
and classified loan were positively related to profit. We recommended that
banks in Nigerian should enhance their capacity in credit analysis and loan
administration and also regulatory authority should pay more attention to banks
compliance to relevant provisions of the bank and other financial institutions
Act (1999) and prudential guidelines.
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NKEMAKOLAM, T (2023). Effect Of Credit Risk Management On The Performance Of The Nigerian Banking Industry (A Case Study Of First Bank PLC 2002- 2012). Repository.mouau.edu.ng: Retrieved Dec 22, 2024, from https://repository.mouau.edu.ng/work/view/effect-of-credit-risk-management-on-the-performance-of-the-nigerian-banking-industry-a-case-study-of-first-bank-plc-2002-2012-7-2
TINA, NKEMAKOLAM. "Effect Of Credit Risk Management On The Performance Of The Nigerian Banking Industry (A Case Study Of First Bank PLC 2002- 2012)" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 04 Oct. 2023, https://repository.mouau.edu.ng/work/view/effect-of-credit-risk-management-on-the-performance-of-the-nigerian-banking-industry-a-case-study-of-first-bank-plc-2002-2012-7-2. Accessed 22 Dec. 2024.
TINA, NKEMAKOLAM. "Effect Of Credit Risk Management On The Performance Of The Nigerian Banking Industry (A Case Study Of First Bank PLC 2002- 2012)". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 04 Oct. 2023. Web. 22 Dec. 2024. < https://repository.mouau.edu.ng/work/view/effect-of-credit-risk-management-on-the-performance-of-the-nigerian-banking-industry-a-case-study-of-first-bank-plc-2002-2012-7-2 >.
TINA, NKEMAKOLAM. "Effect Of Credit Risk Management On The Performance Of The Nigerian Banking Industry (A Case Study Of First Bank PLC 2002- 2012)" Repository.mouau.edu.ng (2023). Accessed 22 Dec. 2024. https://repository.mouau.edu.ng/work/view/effect-of-credit-risk-management-on-the-performance-of-the-nigerian-banking-industry-a-case-study-of-first-bank-plc-2002-2012-7-2