An Empirical Assessment Of The Determinants Of Profitability In Nigerian Commercial Banks (A Case Study Of First Bank Nig Plc):- Anthony, Nneoma G.

ANTHONY NNEOMA GLORY | 53 pages (9071 words) | Projects

ABSTRACT

 This study seeks to determine the significant internal or endogenous determinants of commercial bank profitability. Using a data set which ranges from 2006-2010 derived from First bank Nigeria pic annual report and five years financial summary, the regression result reveals that Total assets (size), Total equity to total asset (CAR) and Total loans and advances to total assets (Assets composition) are the important endogenous determinants ofthe profitability of commercial banks in Nigeria. These endogenous determinants have a strong positive relationship with the dependent variable (ROAA i.e. profitability). This study suggests that Nigerian banks should endeavor to adequately manage their liquidity and profitability trade-offs while diversifying their asset in order to remain profitable and sustainable. However, further research is needed to clear the grey areas especially over a longer period of time. In addition variables such as cost efficiency, credit risk, and exogenous factors such as inflation, GDP and market concentration could also be incorporated to ascertain the determinants of bank profitability in Nigeria.

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APA

ANTHONY, G (2023). An Empirical Assessment Of The Determinants Of Profitability In Nigerian Commercial Banks (A Case Study Of First Bank Nig Plc):- Anthony, Nneoma G.. Repository.mouau.edu.ng: Retrieved Apr 23, 2024, from https://repository.mouau.edu.ng/work/view/an-empirical-assessment-of-the-determinants-of-profitability-in-nigerian-commercial-banks-a-case-study-of-first-bank-nig-plc-anthony-nneoma-g-7-2

MLA 8th

GLORY, ANTHONY. "An Empirical Assessment Of The Determinants Of Profitability In Nigerian Commercial Banks (A Case Study Of First Bank Nig Plc):- Anthony, Nneoma G." Repository.mouau.edu.ng. Repository.mouau.edu.ng, 20 Dec. 2023, https://repository.mouau.edu.ng/work/view/an-empirical-assessment-of-the-determinants-of-profitability-in-nigerian-commercial-banks-a-case-study-of-first-bank-nig-plc-anthony-nneoma-g-7-2. Accessed 23 Apr. 2024.

MLA7

GLORY, ANTHONY. "An Empirical Assessment Of The Determinants Of Profitability In Nigerian Commercial Banks (A Case Study Of First Bank Nig Plc):- Anthony, Nneoma G.". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 20 Dec. 2023. Web. 23 Apr. 2024. < https://repository.mouau.edu.ng/work/view/an-empirical-assessment-of-the-determinants-of-profitability-in-nigerian-commercial-banks-a-case-study-of-first-bank-nig-plc-anthony-nneoma-g-7-2 >.

Chicago

GLORY, ANTHONY. "An Empirical Assessment Of The Determinants Of Profitability In Nigerian Commercial Banks (A Case Study Of First Bank Nig Plc):- Anthony, Nneoma G." Repository.mouau.edu.ng (2023). Accessed 23 Apr. 2024. https://repository.mouau.edu.ng/work/view/an-empirical-assessment-of-the-determinants-of-profitability-in-nigerian-commercial-banks-a-case-study-of-first-bank-nig-plc-anthony-nneoma-g-7-2

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