Impact Of Bank's Assets Structure On Profitability Of Deposit Money Banks In Nigeria.

ABSTRACT

 This work is an overview of impact of bank asset structure on profitability of deposit money banks in Nigeria. The major problem investigated is that banks have usability of profitability. In addition secondary data were collected through the CBN bulletin in carrying out the research. Multiple regression was used were used to analyze data in line with the objectives of the study. Result of analysis shows that loan, finance lease and investment has a positive impact in banks profitability. While interest rate has a negative impact on the profitability. The researcher therefore recommend that the banks should invest more on investment and reduce high rate of interest to encourage the customers to take up more loans or the assets of the banks to increase profitability.