The Implication Of Monetary Policy And Credit Repayment By Deposit Money Banks: An Empirical Analysis
ABSTRACT
This research work is centered on monetary
policy and credit repayment by deposit money banks. The researcher decided to
identify the degree of influence of the monetary policy tools on deposit money
banks and to identify problems encountered by the deposit money banks in
adhering to the monetary policy guidelines. To achieve these objectives, tile
researcher distributed sixty questionnaires to staff in six deposit money banks
in Umuahia. The coefficients of bank margin, bank rate and sectoral allocation
were positively and significantly related to credit repayment at 5% level of
probability. The coefficient for reserve ratio was also positively signed by
significant at 10% level of probability. The co-efficient for moral suasion was
negative and significantly related to credit repayment at 5% level of
probability. The results therefore calls for policies aimed at increasing the
bank margin, reserve ratio, bank rate and sectoral allocation in the banking
system.
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CHIMEZIE, C (2021). The Implication Of Monetary Policy And Credit Repayment By Deposit Money Banks: An Empirical Analysis. Repository.mouau.edu.ng: Retrieved May 19, 2024, from https://repository.mouau.edu.ng/work/view/the-implication-of-monetary-policy-and-credit-repayment-by-deposit-money-banks-an-empirical-analysis-7-2
C., CHIMEZIE. "The Implication Of Monetary Policy And Credit Repayment By Deposit Money Banks: An Empirical Analysis" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 02 Jul. 2021, https://repository.mouau.edu.ng/work/view/the-implication-of-monetary-policy-and-credit-repayment-by-deposit-money-banks-an-empirical-analysis-7-2. Accessed 19 May. 2024.
C., CHIMEZIE. "The Implication Of Monetary Policy And Credit Repayment By Deposit Money Banks: An Empirical Analysis". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 02 Jul. 2021. Web. 19 May. 2024. < https://repository.mouau.edu.ng/work/view/the-implication-of-monetary-policy-and-credit-repayment-by-deposit-money-banks-an-empirical-analysis-7-2 >.
C., CHIMEZIE. "The Implication Of Monetary Policy And Credit Repayment By Deposit Money Banks: An Empirical Analysis" Repository.mouau.edu.ng (2021). Accessed 19 May. 2024. https://repository.mouau.edu.ng/work/view/the-implication-of-monetary-policy-and-credit-repayment-by-deposit-money-banks-an-empirical-analysis-7-2