Impact Of Accounting Information On Bank Lending Decision In Nigeria (A Case Study Of Selected Banks In Abia State)
ABSTRACT
Considering the high incidence of bad debts and consequently
bank failures, it is imperative that adequate accounting information is
obtained by lending banks to enable them (banks management) have a hedge
against customer default. lnfomation is considered as an important tool in all
decision making situations. As a result, financial institutions should benefit
from accounting information, which the customers are capable of providing. An
ahalysis of accounting information by banks is very vital in their lending
decision. For the fact that a lot of banks have failed because of credit failures,
many people believe that the cause of these credit failure is as a result of
improper analysis of accounting information by prospective borrowers. It is
also feared that if nothing is done the situation may get worse. This work is
aimed at achieving amongst others. 1. Ascertaining if banks make adequate use
of accounting • information presented by their customers to determine the
credit worthiness of such customer: 2. Ascertaining the range at which the
financial accounting infärmation presented by potential borrower influences
bank lending decisions, and also to make findings and recommendations which
might help the banks in improving their lending decisions.
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EZE, D (2021). Impact Of Accounting Information On Bank Lending Decision In Nigeria (A Case Study Of Selected Banks In Abia State). Repository.mouau.edu.ng: Retrieved Nov 25, 2024, from https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-bank-lending-decision-in-nigeria-a-case-study-of-selected-banks-in-abia-state-7-2
DEBORAH, EZE. "Impact Of Accounting Information On Bank Lending Decision In Nigeria (A Case Study Of Selected Banks In Abia State)" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 06 Oct. 2021, https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-bank-lending-decision-in-nigeria-a-case-study-of-selected-banks-in-abia-state-7-2. Accessed 25 Nov. 2024.
DEBORAH, EZE. "Impact Of Accounting Information On Bank Lending Decision In Nigeria (A Case Study Of Selected Banks In Abia State)". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 06 Oct. 2021. Web. 25 Nov. 2024. < https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-bank-lending-decision-in-nigeria-a-case-study-of-selected-banks-in-abia-state-7-2 >.
DEBORAH, EZE. "Impact Of Accounting Information On Bank Lending Decision In Nigeria (A Case Study Of Selected Banks In Abia State)" Repository.mouau.edu.ng (2021). Accessed 25 Nov. 2024. https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-bank-lending-decision-in-nigeria-a-case-study-of-selected-banks-in-abia-state-7-2