Empirical Analysis Of Effect Of Deposit Money Bank Loans On The Performance Of Small Scale Enterprises (A Case Of Some Selected Companies In Aba, Abia State)
ABSTRACT
The research work is an effort to
reviews the effect of deposit money bank loans on the performance of
small-scale enterprises. It is no doubt that small-scale entrepreneurs find it
extremely difficult to start up businesses of their own. It is also a known
fact that getting bank loan is not an easy task either. This work tries to
reveal the pros and cons associated with the issuance of bank loans and also
goes further to find if the loans have impact on the performance of small-scale
enterprises. The researcher has adopted sound, statistically based research
methodology, with the various test under 1 % level of significant, the
hypotheses were found fit to substantiate the various proposals earlier
mentioned. The linear regression model and descriptive statistics were used to
determine whether there is a relationship between bank loans and the
performance of small-scale enterprises and to also determine whether the
small-scale enterprises depend on access to loan capital from deposit money
banks respectively. The researcher makes use of primary and secondary data. In
the final analysis, it was discovered that the bank loans has positive effect
on the performance of the small-scale enterprises. In conclusion, the research
revealed that bank loans contribute immensely to the capital base of
small-scale enterprises.
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ENYINNAYA, C (2021). Empirical Analysis Of Effect Of Deposit Money Bank Loans On The Performance Of Small Scale Enterprises (A Case Of Some Selected Companies In Aba, Abia State) . Repository.mouau.edu.ng: Retrieved Dec 23, 2024, from https://repository.mouau.edu.ng/work/view/empirical-analysis-of-effect-of-deposit-money-bank-loans-on-the-performance-of-small-scale-enterprises-a-case-of-some-selected-companies-in-aba-abia-state-7-2
CATHERINE, ENYINNAYA. "Empirical Analysis Of Effect Of Deposit Money Bank Loans On The Performance Of Small Scale Enterprises (A Case Of Some Selected Companies In Aba, Abia State) " Repository.mouau.edu.ng. Repository.mouau.edu.ng, 02 Jul. 2021, https://repository.mouau.edu.ng/work/view/empirical-analysis-of-effect-of-deposit-money-bank-loans-on-the-performance-of-small-scale-enterprises-a-case-of-some-selected-companies-in-aba-abia-state-7-2. Accessed 23 Dec. 2024.
CATHERINE, ENYINNAYA. "Empirical Analysis Of Effect Of Deposit Money Bank Loans On The Performance Of Small Scale Enterprises (A Case Of Some Selected Companies In Aba, Abia State) ". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 02 Jul. 2021. Web. 23 Dec. 2024. < https://repository.mouau.edu.ng/work/view/empirical-analysis-of-effect-of-deposit-money-bank-loans-on-the-performance-of-small-scale-enterprises-a-case-of-some-selected-companies-in-aba-abia-state-7-2 >.
CATHERINE, ENYINNAYA. "Empirical Analysis Of Effect Of Deposit Money Bank Loans On The Performance Of Small Scale Enterprises (A Case Of Some Selected Companies In Aba, Abia State) " Repository.mouau.edu.ng (2021). Accessed 23 Dec. 2024. https://repository.mouau.edu.ng/work/view/empirical-analysis-of-effect-of-deposit-money-bank-loans-on-the-performance-of-small-scale-enterprises-a-case-of-some-selected-companies-in-aba-abia-state-7-2