ABSTRACT

 This study examines the effect of socio economics characteristics in the use of internet banking in abia state Nigeria. The objective of this study is to describe the socio economics characteristics in the use of internet banking among money deposit banks in abia state Nigeria. The design reach is field work through questionnaire: data were obtained from 150 respondents of the customers of money deposit banks. the research used multiple regression analysis, the result diagnosed that some of the socio economics characteristics variables has no significant relationship with the use of internet banking while some other variables have significant relationship, I recommend that money deposit banks should study the different variables to enable tem segment their market effectively, so there for there is a need for a study such as these

Table of contents

        Title page                                                                                                                  i

Declaration                                                                                                                        ii

Certification                                                                                                                        iii

Dedication                                                                                                                           iv

Acknowledgement                                                                                                               v

Table of content                                                                                                                   vi

List of table                                                                                                                           vi

Abstract

CHAPTER ONE

INTRODUCTION

1.1background of the study

1.2statement of problem

1.3objective of the study

1.4research question

1.5research hypothesis

1.6 significant of study

1.7scope of the study

1.8limitation

CHAPTER TWO

LITERATURE REVIW

2.1conceptual frame work                                                                                                                     6       

2.2definition of internet banking                                                                                                           7                             

2.2adoption of internet banking                                                                                                      8

2.3socio economic characteristics 

2.3.1socio economics characteristics tools.

2.4internet banking tools 

CHAPTER THREE

RESEACH METHODOLOGY

3.1 research area 

3.1 area of study

3.3Sampling size and sampling techniques

3.5method of data analysis

3.6 model specification

CHAPTER FOUR

DATA PRESENTON AND ANALYSIS

4.1 QUESTIONAIRE ADMINISTRATION

4.2sample administration

4.3data presentation

4.4distribution of respondents by age , religion, educations and size

4.5data presentation

4.6distribution of response by age, religion,educational level, household sizeincome leveland marital status

4.4analysis of research question

4.8 test hypothesis 1 to 11

CHAPTER FIVE

SUMMARY CONCLUSION AND RECOMMENDATIONS

5.1summary

5.2conclusions

5.3recommendation

5.4suggesion for further study reference