Effect Of Electronic Banking On The Profitability Of Commercial Banks

OKECHUKWU FELIX IJEOMA MOUAU/BF/14/24664 | 62 pages (12814 words) | Projects

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TABLE OF CONTENT

Title page

Declaration

Dedication

Certification

Acknowledgement v

List of Tables vii

Abstract viii

CHAPTER ONE INTRODUCTION

1.1Background of the study

1.2 Statement of problems. 3

1.3 Objectives of the study. 4

1.4 Research Questions. 5

1.5 Research Hypotheses. 5

1.6 Significant of The Study. 6

1.7 The Scope of the study 7

1.8 Definition Of Terms. 7

CHAPTER TWO:LETERSTURE REVIEW

2.1 Concept of Electronic Banking. 10

2.1.2.The Entering of Nigerian Banks into Electronic Banking 12

2.1.3 Benefit of E-Banking. 13

2.1.4 The problems of Electronic Banking 16

2.1.5 Threats of Cyber-Crimes on the Nigerian Banking Premises 18

2.1.6 The Regulatory Challeges 19

2.2 The concept And measurement of Profitability. 22

2.2.1 Measures of Profitability 23

2.2.2.1 Return on Assets (R.O.A) And Return on Capital (R.O.C). 23

2.2.2.2.Return on Equity. 25

2.3 Theorietical Framework. 26

2.3.1. Theory of Reasoned Action(TRA) 26

2.3.2 The Decomposed Theory of Planned Behaviour. 26

2.3.3 Innovation Diffusion Theory. 27

2.4 Empirical studies on Electronic Banking and Profitability 28

CHAPTER THREE:RESESRCH METHODOLOGY.

3.1. Research Design. 31

3.2 Area of The Study. 31

3.3 Sources And method of Data Collection. 34

3.4 Variables of the Study. 35

3.4.1 Independent variable. 35

3.4.2 Dependent variable. 36

3.5 method of Data Analysis. 36

3.6 Model to the study. 37

CHAPTER FOUR:PRESENTSTION OF DSTA ANALYSIS AND DISCUSSION

4.1 presentation of Data. 38

4.2 Presentation of Results And Discussion. 38

4.2.1 Descriptive Statistic. 39

4.2.2 Regression Analysis. 40

4.2.3 Discussion of Results and Hypotheses Testing. 42

CHAPTER FIVE:SUMMARY OF FINDINGS,CONCLUSION AND RECOMMENDATION

5.1 Summary of Findings. 45

5.2 Conclusion. 46

5.3 Recommendations 46

APPENDIX.

APPENDIX 1. Descriptive Statistic 47

APPENDIX 2. Regression Results 48

EXPONENTIAL 48

SEMI LOG. 49

DOUBLE LOG. 49

REFERENCES

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APA

OKECHUKWU, M (2021). Effect Of Electronic Banking On The Profitability Of Commercial Banks . Repository.mouau.edu.ng: Retrieved Jan 12, 2026, from https://repository.mouau.edu.ng/work/view/effect-of-electronic-banking-on-the-profitability-of-commercial-banks-7-2

MLA 8th

MOUAU/BF/14/24664, OKECHUKWU. "Effect Of Electronic Banking On The Profitability Of Commercial Banks " Repository.mouau.edu.ng. Repository.mouau.edu.ng, 07 Jan. 2021, https://repository.mouau.edu.ng/work/view/effect-of-electronic-banking-on-the-profitability-of-commercial-banks-7-2. Accessed 12 Jan. 2026.

MLA7

MOUAU/BF/14/24664, OKECHUKWU. "Effect Of Electronic Banking On The Profitability Of Commercial Banks ". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 07 Jan. 2021. Web. 12 Jan. 2026. < https://repository.mouau.edu.ng/work/view/effect-of-electronic-banking-on-the-profitability-of-commercial-banks-7-2 >.

Chicago

MOUAU/BF/14/24664, OKECHUKWU. "Effect Of Electronic Banking On The Profitability Of Commercial Banks " Repository.mouau.edu.ng (2021). Accessed 12 Jan. 2026. https://repository.mouau.edu.ng/work/view/effect-of-electronic-banking-on-the-profitability-of-commercial-banks-7-2

Effect Of Electronic Banking On The Profitability Of Commercial Banks

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