Debt Management Strategies In Nigerian Commercial Banks (A Study Of Access Bank Plc)
ABSTRACT
In every
organization, there must be an atom of debt and this therefore makes debt
management strategies an important factor in every organization especially in
commercial banks where loans and advances are given out to customers who demand
for them. Debt management strategies are examined in this research work because
debt cannot be totally eliminated but can be minimized to its barest minimum.
This is achieved using simple regression model to test the strategy most
suitable for banks to adopt in lending money in the form of loan and advances
and also recovering those debts. This work also helps banks to accept a clear
and manageable debt control policy, minimize those factors responsible for bad
and doubtful debts. It will also assist Central bank in adopting consistent
credit policies to assist commercial banks in their decision making. It
considers the reasons for bad and doubtful debts, signs of bad and doubtful
debts and strategies for debt management in commercial banks
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JOHNSON, C (2021). Debt Management Strategies In Nigerian Commercial Banks (A Study Of Access Bank Plc). Repository.mouau.edu.ng: Retrieved Nov 24, 2024, from https://repository.mouau.edu.ng/work/view/debt-management-strategies-in-nigerian-commercial-banks-a-study-of-access-bank-plc-7-2
CHINYERE, JOHNSON. "Debt Management Strategies In Nigerian Commercial Banks (A Study Of Access Bank Plc)" Repository.mouau.edu.ng. Repository.mouau.edu.ng, 25 Nov. 2021, https://repository.mouau.edu.ng/work/view/debt-management-strategies-in-nigerian-commercial-banks-a-study-of-access-bank-plc-7-2. Accessed 24 Nov. 2024.
CHINYERE, JOHNSON. "Debt Management Strategies In Nigerian Commercial Banks (A Study Of Access Bank Plc)". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 25 Nov. 2021. Web. 24 Nov. 2024. < https://repository.mouau.edu.ng/work/view/debt-management-strategies-in-nigerian-commercial-banks-a-study-of-access-bank-plc-7-2 >.
CHINYERE, JOHNSON. "Debt Management Strategies In Nigerian Commercial Banks (A Study Of Access Bank Plc)" Repository.mouau.edu.ng (2021). Accessed 24 Nov. 2024. https://repository.mouau.edu.ng/work/view/debt-management-strategies-in-nigerian-commercial-banks-a-study-of-access-bank-plc-7-2