Analysis Of Causes Of Distress And Their Effects On Nigerian Banking Industry (1990 - 2011):- Sike, Victor N.

SIKE | 55 pages (11715 words) | Projects
Banking and Finance | Co Authors: VICTOR N.

ABSTRACT

This study analyses the causes of bank distress and their effect in Nigerian banking industry from (1990-2011 ). The following objectives were made to, ascertain the causes of distress in the Nigerian banking industry, ascertain the effect of bank credit and cash reserve ratio as causes of bank distress on the banking industry, and to assess the effect of inflation and exchange rates as causes of bank distress on the banking industry. The study made use of secondary data. Data was analyzed using percentage and compound tables and multiple regression was used to test the hypotheses and the result showed that credit have been a major problem causing distress in the banking industry. The conclusion derived on the testing of hypotheses shows that bank credit has a significant effect on the banking industry performance. It was therefore recommended that strong emphasis should be placed on adequate and workable corporate governance practice in the banking sector; they should also avoid investing in interest bearing assets even if this means foregoing lucrative short-term investment opportunities. This will not only ensure financial stability in the time of financial distress but also increase their credibility with their depositors.

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APA

SIKE, S (2023). Analysis Of Causes Of Distress And Their Effects On Nigerian Banking Industry (1990 - 2011):- Sike, Victor N.. Repository.mouau.edu.ng: Retrieved Feb 27, 2024, from https://repository.mouau.edu.ng/work/view/analysis-of-causes-of-distress-and-their-effects-on-nigerian-banking-industry-1990-2011-sike-victor-n-7-2

MLA 8th

SIKE, SIKE. "Analysis Of Causes Of Distress And Their Effects On Nigerian Banking Industry (1990 - 2011):- Sike, Victor N." Repository.mouau.edu.ng. Repository.mouau.edu.ng, 09 Nov. 2023, https://repository.mouau.edu.ng/work/view/analysis-of-causes-of-distress-and-their-effects-on-nigerian-banking-industry-1990-2011-sike-victor-n-7-2. Accessed 27 Feb. 2024.

MLA7

SIKE, SIKE. "Analysis Of Causes Of Distress And Their Effects On Nigerian Banking Industry (1990 - 2011):- Sike, Victor N.". Repository.mouau.edu.ng, Repository.mouau.edu.ng, 09 Nov. 2023. Web. 27 Feb. 2024. < https://repository.mouau.edu.ng/work/view/analysis-of-causes-of-distress-and-their-effects-on-nigerian-banking-industry-1990-2011-sike-victor-n-7-2 >.

Chicago

SIKE, SIKE. "Analysis Of Causes Of Distress And Their Effects On Nigerian Banking Industry (1990 - 2011):- Sike, Victor N." Repository.mouau.edu.ng (2023). Accessed 27 Feb. 2024. https://repository.mouau.edu.ng/work/view/analysis-of-causes-of-distress-and-their-effects-on-nigerian-banking-industry-1990-2011-sike-victor-n-7-2

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