BEHAVIOURAL MODEL ON THE ADOPTION OF ICT IN THE E-WALLET PROGRAMME FOR FARMERS BY THE FEDERAL GOVERNMENT

ABSTRACT

This study assesses the effectiveness of the usages of mobile phones-based innovation in the e-wallet programme-powered by the Growth Enhancement Support Scheme which was designed by the Nigeria Government to facilitate and improve farmers’ prompt access to agricultural information and input services using Abia state as a case study. One hundred and forty farmers were randomly selected in this study. Majority of the respondents were 55.3% male with farming experience of at least 15-20 years. Benefits of the program included quick accessibility of improved and subsidized inputs, increased production. The shortcomings of the program, however, include low level of awareness, telephony network failure, low density coverage of agro-dealers and supply of fertilizer and other agricultural inputs. To enhance farmers’ productive capacity, the study recommends a e-wallet awareness campaign, improvement of rural telephony networking for improved interconnectivity and the scaling up of the quantity of input supply by government to accelerate and increase the production capacity of the farmers.

TABLE OF CONTENT

Content ﾿ page

Title page ﾿ i ﾿

Declaration ﾿ ii

Certification ﾿ iii

Dedication ﾿ iv

Acknowledgement ﾿ v

Table of content ﾿ vi

List of Tables ﾿ vii

Abstract ﾿ viii

CHAPTER ONE 

INTRODUCTION ﾿

1.1 ﾿ background of the study ﾿ 1

1.2 ﾿ statement of problem ﾿ 7

1.3 ﾿ objectives of the study ﾿ 8

1.4 ﾿ Research questions ﾿ 9

1.5 ﾿ Research hypothesis ﾿ 9

1.6 ﾿ Significance of the study ﾿ 10

1.7 ﾿ Scope of the study ﾿ 10

1.8 ﾿ Limitations of the study ﾿ 11

1.9 ﾿ Definition of terms ﾿ 11

CHAPETR TWO

LITERATURE NREVIEW

2.1 Concept of adoption ﾿ 13

2.2 Farmers behavior towards the agricultural technology adoption ﾿ 14

2.3 Technology in agriculture ﾿ 16

2.4 Role of ICT in agricultural sector ﾿ 17-19

2.5 Barriers/limiting factors to the use of agricultural technology ﾿ 20

2.6 E-wallet and its effectiveness ﾿ 20-22

2.7 GESS ﾿ 22

2.8 Challenges of e-wallet ﾿ 23-24

CHAPTER THREE

RESEARCH METHODOLOGY

3.1 Research design ﾿ 25

3.2 Area of study ﾿ 25-26

3.3 Sampling procedure ﾿ 26-27

3.4 Sources of data ﾿ 27

3.5 Method of Data Analysis ﾿ 28  

CHAPTER FOUR

RESULT AND DISCUSSION ﾿ 29

CHAPTER FIVE

CONCLUSION AND RECOOMENDATION

5.1 Conclusion ﾿ 52

5.2 Recommendation ﾿ 53

      Reference ﾿ 54